Reality has been a harsh mistress. As good as everything looked on paper, there were many contingencies for which we did not plan. I am grateful we made it this far. We are fortunate, because my husband is employed and makes a decent wage. The savings is gone. I have 4 weeks remaining until I graduate and I have 2 weeks remaining on my internship. I am carrying 5 classes on top of this. Getting a job IMMEDIATELY (like yesterday) isn't feasible even though I am itching to do so. My preservation instincts are screaming because the safety net is gone.
I have been actively looking for a job, though. I have applied for 32 jobs in the last 2 weeks. I truly hope it doesn't take longer than a month to find employment. The good news is I went on my very first interview for my new field. It seems promising and I should hear something by Monday. I have already decided if they offer, I am taking it! I need some security, it will get my "foot in the door" so to speak for the much needed experience and it is so much easier to negotiate for a new job when you are currently employed. The way I look at it, even if it turns out to be a hellish kind of job, I can suck it up for 6 months to a year, until it is time to move on.
10. DIY! Do it yourself. Learn to change the oil on your car, fix a leak, tune up your furnace. You would be amazed at what you can learn and how much money you can save by simply following manufacturer recommendations on appliances and equipment. If you don't have an owner's manual, call the manufacturer, go to their website or try an online search. I lucked out in the arena because the hubbs is a maintenance man (Go hubbs!)
21. And the biggest tip I have for cost reduction is PAY YOUR BILLS ON TIME! Late fees hurt your bank account and your credit rating. Not to mention securing a job could depend on your credit rating.
03/29/2014 Updated due to correct errors.